Visa has agreed to play nice with Google on developing standards for agentic commerce, when AI agents shop on a user's behalf, as analysts question the risk of protocol “fragmentation.”

Payment service provides and banks released a flurry of protocols for agentic shopping late last year. Visa, OpenAI, Google, PayPal and Mastercard all published frameworks for how AI could process payments of behalf of humans.

In an Q1 earnings call, Visa CEO Ryan McInerney said it was “building interoperability” between its agentic system, including a protocol it released in October, and Google’s new Universal Commerce Protocol, while Mastercard said it welcomed a range of standards.

Get the full story: Subscribe for free

Join peers managing over $100 billion in annual IT spend and subscribe to unlock full access to The Stack’s analysis and events.

Subscribe now

Already a member? Sign in